'Money that we've got in equity-type investments is longer-term money,' he says. 'I still have a tremendous amount of confidence that over a long period of time the stock market is going to give you the highest return.'

“我们投资于股票型品种的钱都是长期资金。”凯斯说，“从长期来看，股市的投资回报率最高，对这一点我依然坚信不疑。”

　　
Strong Values

投资理念

　　
At home, the family talks openly about saving, investing and giving. A set amount of household income is always donated to charity. Mr. Kays and his wife try to instill a strong sense of the value of a dollar and how easily wealth can slip away. His children's investments in stocks suffered in the market's meltdown, and Mr. Kays says he sees the losses as a valuable lesson for the children that will keep them from taking excessive risks with money later.

凯斯一家开诚布公地讨论储蓄、投资和捐款事宜，他们把一个固定比例的家庭收入作为慈善捐款。凯斯和妻子在努力灌输一种节约和千金易散的理念。凯斯几个孩子的股票帐户在此次金融危机中损失惨重，但他认为这些损失给孩子们上了宝贵的一课，让他们今后避免过度投资于风险较高的资产。

　　
The couple mostly see eye-to-eye about finances. 'We're both pretty thrifty,' he says. 'If my wife tells me she spent something, I never question it because I know it was necessary.'

凯斯夫妇在理财方面可谓心有灵犀。“我们俩都很节俭，”凯斯说，“如果我妻子说她买了什么东西，我从不提出异议，因为我知道那肯定是应该买的。”

　　
Adds Mr. Kays: 'We have a nice house; we have nice cars, but beyond that we don't live an extravagant lifestyle. For me, a mid-life crisis is a red minivan.'

丽莎说：“我们有一栋很好的房子，有很好的车，但除此之外，我们的生活方式并不奢侈。对于我来说，中年危机就是我买了一辆红色的商务车。”

新春课程温暖上线，春季，和网校一起成长！
中级口译春季班
高级口译春季班
商务英语BEC【初级春季班】HOT！
商务英语BEC【中级春季班】